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2015

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  2. 2015

banking advisors

Are All Banks the Same or Do You Need to Shop Around?

BanksBy Sam SeidmanApril 1, 2015Leave a comment

We all seem to become creatures of habit even when it comes to our banking. Once we settle into a particular bank then we tend to want to stick with that one. Even if we move we seek out a branch within the same Banking institution. One of the main reasons for this is because…

Private sector vs public sector employment

Private Sector Vs Government Jobs and Which is Better?

EmploymentBy Sam SeidmanMarch 31, 2015Leave a comment

Public sector jobs seem to be holding their own, yet last year we heard some rumblings about the substantial layoff that was supposed to take place at the CRA. It used to be that those who were anxious to find a solid job would look at the government sector favorably.  Then the interest in this…

business success

What Else Can Make Your Business a Success Besides Money?

Business planBy Sam SeidmanMarch 30, 2015Leave a comment

It is often said that there is more to life besides money, and this true or at least it should be.   Health and happiness should be in the forefront.   When it comes to your business believe it or not there are other things that will make it a success besides money too. Some…

Turn your financial situation around

Tips on Turning Your Bleak Financial Situation Around

FinancingBy Sam SeidmanMarch 27, 2015Leave a comment

If you are one of the many individuals who are living pay cheque to pay cheque just to make ends meet, then it’s time to turn the situation around. Easier said than done is probably what you are thinking.   This is certainly true but nevertheless it is possible. The biggest problem is in general…

planing for school or retirement

Should You Tuck Away Those Extra Dollars for Education or Retirement?

SavingsBy Sam SeidmanMarch 26, 2015Leave a comment

A lot of families are faced with having to make the choice as to what they should plan for in regards to their savings account.  Should they be focusing on being able to pay for the kid’s education?   Or should they sock it all away for the retirement years? For those that are in…

Watch for Economic developments in Canada

Why Should we Care about Economic Developments?

Economic developmentsBy Sam SeidmanMarch 25, 2015Leave a comment

Almost everything that happens in the economy has a significant effect on us.   There are constant changes in the economic development. Currently the three major ones are the big plunge that took place with the oil prices.  Then there is the drop in the Canadian dollar.   Plus the policy response of the Bank…

Map of taxes across Canada

What’s the Tax Situation Like In Other Provinces Besides Ontario?

Provincial taxBy Sam SeidmanMarch 24, 2015Leave a comment

In most cases we are only concerned about our own tax situation as to how it affects us. We know that there is the Federal level of taxes that affects all Canadians.   Then there is the Provincial taxes, and then right down to the Municipal level. If we are looking specifically at our taxes we…

canadian taxes

What! Do You Pay More Taxes or Your Living Expenses?

Canada TaxBy Sam SeidmanMarch 23, 2015Leave a comment

With the fast paced living that the majority of us are exposed to, we don’t get much time to think beyond what we have to do to get through each day. When the hydro bill comes in, or we reach the checkout at the grocery store we might say Wow! That’s pretty expensive. When we…

using your Member of Parliament

How Much Do You Depend on your Member of Parliament as a Resource?

Member of ParliamentBy Sam SeidmanMarch 20, 2015Leave a comment

We all know that we can complain all we want about our Government and for the most part it isn’t going to do any good except maybe when it’s close to election time.  Then we may hear a ripple of conversation and campaign promises that seem to address our concerns.   Usually it gets left…

CRA reporting crimes to police

Is the CRA Becoming a Police Watch Dog?

Criminal actions, Tax privacyBy Sam SeidmanMarch 19, 2015Leave a comment

Not all that long ago any information that the CRA came across was kept strictly confidential.   It has often been a bone of contention with law enforcement agents who would want to use tax evasion as a means for digging out more serious crime intelligence and evidence to lay criminal charges, but were not…

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