You have finally reached the point where you are ready to buy a new home. Or, maybe you are going to sell the one you own, so you can downsize and use the capital you have invested into the little home of your dreams. In any event unless you are able to pay cash for…
There are not too many people that don’t have a credit card to rely on, or had one they could use before they maxed it out. We have become so dependent on the plastic money that we feel something is missing when we don’t have a least one of these credit cards to rely…
A lot of people have found themselves caught up in a lot of financial debt. At the same time they are able to keep their heads above water, but barely. They basically going to work every week, collect their paycheque and then start looking forward to the next week’s cheque, because there is nothing…
Whenever there is a significant change that takes place throughout the year it causes some general reactions. For example, when a New Year is beginning tons of people make New Years resolutions. When a change in season is coming up people tend to start taking some positive actions. For example, for the spring/summer months a…
There are some debts that we can avoid and then there are some that we simply cannot. Like our utility bills, for example. A lot of people are mortified by the cost of their hydro and so many have made real efforts to trying to cut this unavoidable cost down. They began to practice teaching…
While we are right in the midst of the tax season, our main thoughts should be on getting these done and out of the way. Tax season is also the time when people really ponder on where, does all their tax dollars go? There is always a little bit of bitterness that surfaces when one…
Chances are you didn’t even know this act existed, like many others that are amongst all levels of Governments. These acts are supposed to be the roadmaps set in place for how our different government levels conduct themselves. Many of these acts are in enforceable but could be what you might say, gathering dust.…
It is an election year, and we are hearing so much about how Canada is going to reduce the country’s debt. There has been a lot of fanfare about it and we are all feeling pretty good about this. Now at the same time all this budgeting and release of financial information is going on,…
We hear about the dropping value of the loonie but unless we are actively involved in specific types of business or in trading commodities we might not pay a lot of attention to it. Yet it can have a dramatic impact on how many of those loonies we actually get to keep in our pockets.…
It used to be when we listened to the news we would pay attention to the latest happenings for our area and the weather. Now more of us are beginning to pay attention to the business news. A prime example of this is the latest closing of the Target stores. When we hear of sudden…
