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Finances

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balancing work and life

Balancing Business with the Home Life

FinancesBy Sam SeidmanAugust 7, 2015Leave a comment

Business owners often have to form a juggling act when it comes to trying to balance their business responsibilities with their home life.  In order for a business to do well it takes a big time commitment and a whole lot of enthusiasm.  Sometime especially when getting a business off the ground it demands more…

stress management for your business

How Important is Stress Management for Your Business?

Stress managementBy Sam SeidmanAugust 3, 2015Leave a comment

Most business owners at least in the first few years of their business are at it non stop.   They may have thought when first wanting to own their business that once they got it going the rest would be easy.  Owning your own business normally doesn’t mean nine to five hours, and the stress…

insurance fine print

How Much Security is Your Life Insurance Really Leaving For Your Loved Ones?

InsuranceBy Sam SeidmanJuly 15, 2015Leave a comment

A great many people purchase life insurance simply because they want to ensure that the loved ones they are leaving behind are going to be financially secure.  A lot of people are now buying life insurance instead of mortgage insurance to be sure that their family will be less financially strained in the event one…

should you buy or rent a condo?

Which is Better Buying or Renting a Condo?

Finances, Real estateBy Sam SeidmanJuly 13, 2015Leave a comment

    Many people consider downsizing once their kids have grown and left the home.   They may think about investing in a smaller home, or they might start thinking about condo living.   When they begin to entertain this thought then they have to decide whether it is better to buy the condo or…

understanding mortgage options

Understanding the Mortgage Options for Your New Home

Finances, Mortgage ratesBy Sam SeidmanApril 15, 2015Leave a comment

You have finally reached the point where you are ready to buy a new home.  Or, maybe you are going to sell the one you own, so you can downsize and use the capital you have invested into the little home of your dreams. In any event unless you are able to pay cash for…

credit card finances

Being Credit Card Smart

Credit card debtBy Sam SeidmanApril 14, 2015Leave a comment

There are not too many people that don’t have a credit card to rely on, or had one they could use before they maxed it out.   We have become so dependent on the plastic money that we feel something is missing when we don’t have a least one of these credit cards to rely…

Lot of financial debt

Caught In between Bankruptcy and Financial Disaster

Financial disasterBy Sam SeidmanApril 13, 2015Leave a comment

A lot of people have found themselves caught up in a lot of financial debt.   At the same time they are able to keep their heads above water, but barely.  They basically going to work every week, collect their paycheque and then start looking forward to the next week’s cheque, because there is nothing…

Personal finances

What Could Affect You Personally With Your Finances in the Upcoming Year?

Finances, Tax PlanningBy Sam SeidmanDecember 29, 2014Leave a comment

Beginning a new year also means looking at what changes you may want to make, and often these are focused around personal finances. There are several changes that you can consider making, but you want to make those that are going to have a positive impact on your financial situation. You may be considering a…

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