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Finances

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How Has Accounting Changed In The Last Decade

FinancesBy Sam SeidmanJuly 11, 2016Leave a comment

When you think about the absolute basics of accounting have largely remained unchanged in the last 100 years no less the last 10. Identifying incoming money or revenue and calculating the outgoing expenses of a single individual or a large multinational the basic tasks remain the same. That is about the only thing that has…

Protecting Your Money While Travelling

Finances, MoneyBy Sam SeidmanJune 23, 2016Leave a comment

When on vacation you have enough to worry about without having to constantly stress about whether or not your finances are safe as well. There are many ways to protect yourself when travelling in order to prevent yourself from losing control of your money or even your identity.   One very important factor to remember…

Should You Be Working On Your Credit Score?

Credit rating, FinancesBy Sam SeidmanJune 21, 2016Leave a comment

For most individuals the only relationship they have to their credit score is when they try to obtain something on credit and are forced to hear what the number is from the retailer deciding whether or not they are a viable risk for the extension of that credit. Most people realize that by paying your…

Will Canadians Rebel Against Bank Fee Increases?

Banks, FinancesBy Sam SeidmanJune 20, 2016Leave a comment

The major Canadian banks have decided that due to falling revenues from commodities, the impact of interest rates that are at historic lows and a lack of substantial loan growth among other factors that it is time to once again raise certain banking fees in order to further grow their ever expanding profits.   With…

Should We Worry about Ontario’s Debt?

FinancesBy Sam SeidmanMay 26, 2016Leave a comment

Should we be concerned about the staggering amount of debt that the province is currently holding on its books?   Based on the numbers it is without doubt something we should keep a very close eye on.   The provinces Financial Accountability officer says that the Liberal promise to balance the books by 2017-2018 is…

Building Your Credit After Bankruptcy

Bankruptcy, FinancesBy Sam SeidmanMarch 2, 2016Leave a comment

Many individuals have found themselves in a situation where they have had to go bankrupt.  There can be many reasons that have led them to this situation but most often during the pre-bankruptcy experience their credit rating has been dramatically affected. Unfortunately as bad credit begins to accumulate on the credit report it can be…

Running Your Home With Business Sense

Finances, Financial planningBy Sam SeidmanFebruary 26, 2016Leave a comment

Unfortunately for many, finances become so tight that individuals in this situation almost have to look at running the daily workings of their home like a business particularly when it comes to the finances. Many individuals have a whole conglomerate of bills that they need to deal with on a monthly basis and these can…

Will These Tips Make You A Millionaire

Canada Tax, FinancesBy Sam SeidmanFebruary 22, 2016Leave a comment

Not all that many years ago having a million dollars seemed like a humongous amount of money.   Now it doesn’t seem like that much yet there are many that wouldn’t mind having the title of being a millionaire.   There are many that have been born into money but there are tons that came…

Making Ends Meet On A Single Family Income

Finances, Single incomeBy Sam SeidmanFebruary 19, 2016Leave a comment

There are many reasons why a family can soon become a single family income as opposed to both adults bringing money into the family.   This can be something that is out of one’s control where as one of the individuals may have lost their job or have become ill and are no longer able…

The prevention of Investment Mistakes

Finances, InvestingBy Sam SeidmanJanuary 22, 2016Leave a comment

With the low cost of oil that many people are experiencing they are finding that they are able to save some extra money.  With this some are thinking of doing some investing.   There are some important mistakes to avoid particularly if you are a novice at investment. The first thing you want to do…

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