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2020

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work at home expenses

Claiming Work At Home Expenses

Work expensesBy Sam SeidmanJuly 10, 2020Leave a comment

This section is about working at home. NOT running a business from home. There are many parts of the income tax act that the majority of people just don’t understand. When it comes to doing their taxes they just follow the forms they are expected to fill out. Thinking that everything they are entitled to…

using credit cards

Credit Card Mistakes to Avoid

Credit cardsBy Sam SeidmanJuly 10, 2020Leave a comment

Almost everyone has at least one credit card, and there are many more that have several. When they first get them they are excited at being able to have extra resources to be able to make purchases with other than with having cash. Soon after that joy can turn to disappointment and frustration because there…

stock market

Should You Invest in Real Estate or Stocks?

InvestmentsBy Sam SeidmanJuly 6, 2020Leave a comment

For many, they are not thinking about any type of investments due to the uncertainty of the pandemic. It is a volatile time and this can be seen with the way that the stock market in fluctuating. However, during bad times many investors have been extremely successful with some of their business investments. What To…

Getting Ready for the COVID-19 Aftermath

FinancesBy Sam SeidmanJuly 3, 2020Leave a comment

When the virus struck it affected people on many different levels. The first priority being to protect their health so they would not contract this deadly virus. This led to some major changes like working from home on reduced hours or being temporarily laid off. The Canadian government did come to the immediate rescue as…

mortgage

Should You Use A Mortgage Broker or A Bank?

Mortgage ratesBy Sam SeidmanJuly 1, 2020Leave a comment

If you are going to buy a house chances are you are going to need a mortgage. For those that are new to this type of financing, it can be a little confusing. For this reason, most will go to their bank where they feel comfortable arranging finances. But, there is another option and that…

Basics of Retirement Planning

RetirementBy Sam SeidmanJune 15, 2020Leave a comment

For a lot of people, their retirement plans were not a priority as they were dealing with the reality of the pandemic. However, amidst all of this, the routine of keeping the finances in order must be followed through with.  In fact, with a lot of people having more spare time on their hands now…

Are You Making The Most From Your Credit Card Rewards?

Credit cardsBy Sam SeidmanJune 14, 2020Leave a comment

Most people use their credit cards on a constant basis. During the COVID-19 episode, a lot more people relied on these to help them get through financially. Many used them for purchases that they may usually use cash for. Items that became common to buy with the credit cards during this time were groceries and…

Can Renting While You Are Young Help With Your Retirement?

Home buyingBy Sam SeidmanJune 13, 2020Leave a comment

There are a lot of different decisions that young people have to make especially during their twenties. Many are new to the workforce and are spreading their wings. They no longer live at home and some are already in a relationship. Now is the time they have to start thinking not only about their current…

Financing Your Education For The New Way Of Living

Education fundingBy Sam SeidmanJune 13, 2020Leave a comment

Now that the initial shock of the COVID-19 virus has passed the focus on attention is turning to the individual needs for most people when it comes to their future. They are now adjusting to the term the “new norm.” There different categories of concerns and one of these is for students. They are faced…

What Is Going To Happen With Mortgages In The Future?

Uncategorized, Mortgage ratesBy Sam SeidmanJune 8, 2020Leave a comment

Some may be thinking that now may be the ideal time to buy that house that they were thinking about. Thinking this way is based on the low mortgage rates. However, for others there are big concerns about the instability of the economy. The opinion of the near future is split. Its Going To Get…

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